If you are a car driver who has been in a road traffic accident and it wasn’t your fault, you may be entitled to compensation. If there is a dispute about who is at fault for the accident, you should still contact a personal injury solicitor as you may still be eligible for compensation.
A road traffic accident may even be caused by cyclists or pedestrians. Although it is unlikely that they would have insurance, you may still be able to claim for personal injury compensation.
If you have been injured in an accident that was not your fault and the other driver is not insured, there are limitations, but you may still be able to claim compensation.
The Uninsured Drivers Scheme and the Untraced Drivers Scheme dictate that the Motor Insurers Bureau must provide compensation to those who have suffered injuries or losses as a result of an accident caused by an uninsured driver or an untraceable driver.
If you have suffered from injuries due to an accident in which you were a passenger in a car, bus or any other vehicle and the driver was at fault, you may be able to claim against their insurance. The driver is obligated to make sure that you are safe by driving responsibly. In the same way that the driver has a duty of care, other road users do too. If the accident was the fault of another driver, you would make a claim against their insurance.
Pedestrians and Cyclists
You may be able to make a claim for compensation if you have suffered from a personal injury due to a pedestrian accident, such as being hit by a vehicle whilst stood on a pavement or at a designated pedestrian crossing.
If you are a victim of a hit and run, are hit by an uninsured driver or a stolen vehicle, your compensation claim will be made via the Motor Insurance Bureau.
Should you find yourself injured because you have had to get out of the way of a vehicle being driven recklessly, regardless of whether you were hit or not, a claim may still be awarded. You can also make a claim if your injury was sustained whilst on a bicycle, if the accident is not your fault.